Joe,
Thanks you so much for all of your hard work.I never would have gotten my dream home without your help!

Paige Murphy, Lakeland, FL
 

Hi Joe,

  Thank you for all your hard work!  We actually didn't have to come up with any cash at closing........  Great day!  Ted and Karen Haynes, Englewood, FL

 Joe, Thank you for all you did to see this through! I really do appreciate all your help!

Bryan Chrisp, Newberry, FL

I highly recommend Joe Bell as a mortgage broker.  Joe was professional, paid attention to all the details and made a potentially difficult process very manageable and easy to understand.  I was extremely impressed with Joe’s service, and recommend him to others.
B Reuter
Finleyville, PA

"I am very happy with Joe Bell's services for my mortgage loan. I needed to have my loan processed in short time. However, my original bank was not responding fast enough to my requests to process the loan faster. So I started looking for alternate agent who could not only process my loan quickly but also offer very competitive interest rates. I started interviewing several agents until I found Joe who offered good rates and the ability to close within 7days.

I found Joe and his staff, Gail, to be very courteous and professional in their services. He is open 7days a week and he would respond to my e-mails within minutes or answer phones even on weekends. With Joe's help, I was able to purchase my home in a timely manner. This is in spite of the fact that he was located in Florida and I was purchasing a house in New Jersey.

He was also honest in letting me know that I would be better off going with my primary bank for home equity line of credit if I needed one. I would highly recommend his services to anyone looking for new loans or refinancing.

-- “A happy customer” Hemang Lavana, NJ

“We still appreciate how you helped us and we have also been very impressed with how you stayed in touch with your newsletters.

I wish we had a referral for you, but we don't know of any right now . . . if we hear of someone we will definitely send them your way.Have a wonderful, blessed Thanksgiving - Edie Purser, Ocala, FL

I do appreciate all the help you were during the process of my house buying. You made it so much easier!
Barb F., St. Petersburg, FL

 Joe orchestrated my refinance with persistence and finesse. He stuck with me for more than a year; not because you couldn't arrange my refinance overnight, but because I was teetering on the brink of disaster with the IRS.
He saw the value in our home as well as our continuing vision.
He spent many phone times, many e-mail times, even times with others on my behalf.
Subsequently, I engaged with a Bi-Monthly Payment Program. I chose to pay weekly. As a result, in one year's time, my principle has decreased by several thousand dollars. This is unprecedented in my experience.
Joe has surely made my life better, and I thank him.

E. Boyce, Naples, FL

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