Joe Bell, mortgage broker Ultimate Mortgage Company is now able to offer you lower rates and more creative mortgage options through our expanded network of banks and wholesale mortgage lenders. We continue to provide low rate home mortgage financing and refinancing along with unmatched customer service to homeowners in the St. Petersburg - Tampa, Florida area and all of Florida along with New Jersey and Pennsylvania. We also offer commercial financing in all 50 states.

How do we do it? By matching your loan scenario with our database of over 100 banks and wholesale mortgage lenders to find the program that makes the most sense for YOU! Call us with your scenario and find out about all the available options for your home loan financing today.

Ultimate Mortgage Co. in St. Petersburg, FL and Budd lake, NJ offers competitive terms for conventional and jumbo loans as well as FHA, VA and USDA loans. Our 2014 programs include the HARP 2.0 and FHA streamline refinance programs for borrowers whose loan balance exceeds the value of the property. Most of these programs do not require an appraisal or income verification. Our new program is available with NO closing costs!