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 Lowest rate mortgage and low cost mortgage loans are terms synonymous With Mt. Olive Financial as we strive to provide low cost financing along with unmatched customer service to homeowners in Florida, North Carolina, New Jersey, Pennsylvania and Connecticut.
How do we do it? By matching your loan scenario search results from our database of over 100 banks and wholesale lenders to find the program that makes the most sense for YOU! You are not dealing with commissioned salespeople, but directly with Mt. Olive Financial, Inc. Whether your scenario is a purchase or refinance, primary or investment property, verified or stated income, we have access to hundreds of programs including FHA, USDA and reverse mortgages at lower rates and with lower closing costs than all major competitors. We are registered with all of America's major banks and wholesale lenders. We don't tell you what you want to hear. We tell you what you need to know! Mount Olive Financial charges no upfront fees; we earn no fees if we can’t close your loan.
Your first step is to determine your loan scenario:
- PURCHASE We can provide programs with up to 100% financing for owner occupied properties and 90% for investment properties and second homes. As a licensed realtor, we can represent and assist you at no cost to you. more info
- REFINANCE available programs include those for debt consolidation and home improvement along with streamline rate reduction programs. For some borrowers, a no closing cost home equity line of credit may be a better choice. more info
- REHAB LOANS allow you to not only purchase property by will provide rehab funds to complete your project. Up to 97% financing is available for owner occupied properties, while investors can receive up to 95% financing. more info
- REVERSE MORTGAGE many new programs have been introduced including those with lower closing costs along with programs for those below age 62 and hybrid programs for those with less equity more info
- HARD MONEY loans for those with at least 35% equity in property with minimal income, asset or credit requirements more info
- NICHE PROGRAMS These include lot loans, bridge loans, foreclosure bailouts, foreign national loans, manufactured homes and private money lending. Call Joe Bell for more information at (888)856-3235 or email to jobel38@verizon.net
- CREDIT ISSUES Call Joe Bell at (888)856-3235 for free credit analysis and in some situations we can boost your credit score in less than 24 hours to increase eligibility options at no cost.
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