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.jpg)  Following our recent merger, we now have a new name: Ultimate Mortgage Company with offices in St. Petersburg, Florida and Budd Lake, N.J. Our new company will be able to offer you more mortgage loan options through our expanded network of banks and wholesale lenders. We continue to provide low rate home mortgage financing and refinancing along with unmatched customer service to homeowners in Florida, New Jersey and Pennsylvania. We also offer commercial financing in all 50 states.
How do we do it? By matching your loan scenario with our database of over 200 banks and wholesale lenders to find the program that makes the most sense for YOU! Call Ultimate Mortgage in St. Petersburg today.
Joe Bell, mortgage broker, Ultimate Mortgage Company in St. Petersburg offers competitive terms for conventional and jumbo loans as well as FHA, VA and USDA loans. Our new 2012 programs include the HARP 2.0 and FHA streamline refinance programs for borrowers whose loan balance exceeds the value of the property. Most of these programs do not require an appraisal or income verification. Our new program is available with NO closing costs! Whether your mortgage scenario is a purchase or refinance, we have access to hundreds of programs including FHA, VA, USDA and FHA 203(k) rehab loans. We don't tell you what you want to hear. We tell you what you need to know! Ultimate Mortgage charges no upfront fees; we earn no fees if we can’t close your loan. We specialize in St. Petersburg mortgages, Tampa mortgages, Clearwater mortgages, Sarasota mortgages and northern New Jersey mortgages. Call anytime for information (888) 856-3235.
Your first step is to determine your loan scenario:
- PURCHASE Up to 100% financing for owner occupied properties and 90% for investment properties and second homes. As a licensed realtor in St. Petersburg, we can assist you with your transaction at no cost to you. more info
- REFINANCE available programs include those for debt consolidation and home improvement along with streamline rate reduction programs. We offer HARP 2.0 refinance programs for borrowers whose mortgage balance exceeds the value of the property. more info
- REHAB LOANS allow you to not only purchase property by will provide rehab funds to complete your project. Up to 97% financing is available for owner occupied properties, while investors can receive up to 90% financing. more info
- HIGH BALANCE & JUMBO LOANS We have special pricing available for loans with balances exceeding $417,000. Each scenario is individually quoted on case by case basis. Call today for more information.
- HARD MONEY mortgages are available in St. Petersburg and Tampa with minimal income, asset or credit requirements more info
- NICHE PROGRAMS These include lot loans, bridge loans, foreclosure bailouts, foreign national loans, manufactured homes and private money lending. Call Joe Bell for more information at (888)856-3235 or email to joebell2010@verizon.net
- CREDIT ISSUES Call Joe Bell at (888)856-3235 for free credit analysis and in some situations we can boost your credit score in less than 24 hours to increase eligibility options.
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