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 May 5, 2012, FHA announced that they will be lowering the cost of mortgage insurance on FHA streamline refinances. This is a huge benefit if your FHA mortgage was originated before May 31st 2009. Since it requires no appraisal, it's a huge benefit if your loan balance exceeds the value of your home. At Mt. Olive Financial, we continue to provide low cost financing along with unmatched customer service to homeowners in Florida, New Jersey, Pennsylvania and Connecticut. We also offer commercial financing in all 50 states.
How do we do it? By matching your loan scenario search results from our database of over 200 banks and wholesale lenders to find the program that makes the most sense for YOU! Mt. Olive Financial offers competitive terms for conventional conforming and jumbo loans as well as all types of government loans,hard money and rehab loans. Our new 2012 programs include the HARP 2.0 refinance program for borrowers whose loan balance exceeds the value of the property. This is available for a limited time and represents an opportunity too big to pass up.
We offer full doc and stated income commercial loans through our affiliation with over 200 commercial lenders, hedge funds and private investors. Whether your scenario is a purchase or refinance, primary or investment property, we have access to hundreds of programs including FHA, VA and USDA mortgages at lower rates than all major competitors. We don't tell you what you want to hear. We tell you what you need to know! Mount Olive Financial charges no upfront fees; we earn no fees if we can’t close your loan. We currently maintain offices in Budd Lake, NJ, Albrightsville, PA and St. Petersburg, FL. We specialize in St. Petersburg mortgages, Tampa mortgages, Clearwater mortgages, Sarasota mortgages, Philadelphia mortgages and Pittsburgh mortgages. Call anytime for information (888) 856-3235.
Your first step is to determine your loan scenario:
- PURCHASE Up to 100% financing for owner occupied properties and 90% for investment properties and second homes. As a licensed realtor, we can assist you at no cost to you. more info
- REFINANCE available programs include those for debt consolidation and home improvement along with streamline rate reduction programs. For some borrowers, a no closing cost home equity line of credit may be a better choice. more info
- REHAB LOANS allow you to not only purchase property by will provide rehab funds to complete your project. Up to 96.5% financing is available for owner occupied properties, while investors can receive up to 85% financing. more info
- HARD MONEY loans for those with at least 35% equity in property with minimal income, asset or credit requirements more info
- NICHE PROGRAMS These include lot loans, bridge loans, foreclosure bailouts, foreign national loans, manufactured homes and private money lending. Call Joe Bell for more information at (888)856-3235 or email to joebell2010@verizon.net
- CREDIT ISSUES Call Joe Bell at (888)856-3235 for free credit analysis and in some situations we can boost your credit score in less than 24 hours to increase eligibility options at no cost.
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